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Choose The Special Financing Option That Works Best For You
Financing Offer
Promo Period
Minimum Purchase
6 Months
No Minimum
No Interest If Paid in Full Within Promotional Period of 6,12, or 24 months1
Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period.
12 Months
$999+
24 Months
$1999+
1
Interest will be charged to your account from the purchase date
if the promotional balance is not paid in full within 6, 12, or
24 months. Minimum monthly payments required. No interest will
be charged on the promo balance if you pay it off, in full,
within the promo period. If you do not, interest will be charged
on the promo balance from the purchase date. The required
minimum monthly payments may or may not pay off the promo
balance before the end of the promo period, depending on
purchase amount, promo length and payment allocation. Regular
account terms apply to non-promo purchases. New Account APR is
29.99%. Minimum Interest Charge is $2. Existing cardholders: See
your credit card agreement terms. Subject to credit approval.
2 Sit 'n Sleep requires a 10% down payment on another payment
type. No interest will be charged, and equal monthly
payments are required on promo purchase until it is paid in
full. The payments equal the initial total promo
purchase amount divided by the number of months in the promo
period, rounded up to the next whole dollar. These
payments may be higher than the payments that would be
required if this purchase was a non-promo purchase.
Regular account terms apply to non-promo purchases.
New Account APR is 29.99%. Minimum interest charge is
$2. Existing cardholders: See your credit agreement
terms. Subject to credit approval.
No impact to credit score.
Get started today.
SPECIAL FINANCING
Payment Calculator
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Alternative Financing Options
Frequently Asked Questions
What is the Sit 'n Sleep HOME Synchrony Card?
How do I apply for a Sit 'n Sleep Synchrony Credit Card?
How do I make a payment on my Sit 'n Sleep Synchrony Credit Card?